How we work
As Independent Financial Advisers we are able to advise on financial products available from all product providers. We use advanced computer software to research, compare and select the most suitable products currently available. We are thus able to make arrangements to maximize the benefits to our clients.
You will receive our help to review your existing financial situation and reach a realistic assessment of your likely needs. For this, you will need to set aside some time to talk to us - the first one-hour consultation is free. There is no charge, and no obligation, while we find out together if it is worth going ahead.
Depending on your instructions we will carry out a detailed analysis based on your current situation, and taking into account any specific plans and/or targets you may have. We will then advise you on anything from a short term financial objective to a lifetime financial plan, followed up with regular reviews.
You will receive professional advice where your financial arrangements are suitable and where they are found to be inadequate (or not covered at all).
You will also receive our help in deciding how much provision you need to make, and the order of priority in dealing with your finances. And, of course, it will all be sensibly balanced in relation to your current income and future requirements.
In the majority of cases we are able to make arrangements which clients may find difficult or time consuming to make for themselves. All our proposals will be fully explained and costed so you will understand the precise situation before making any commitment.