Gone are the days when most people knew they would retire on a comfortable pension, whatever their occupation. We are increasingly expected to take control of funding our own retirement. Yet this is a hugely complex area, with the rules on making contributions and how you can eventually draw your pension changing frequently.
You will probably have given some thought as to when you want to retire and the level of income you might require when you do so. However, it is important to have a clear plan as to how you are going to meet the goals of your retirement. This is particularly true at a time when State retirement ages are going up, final salary pension schemes are closing down and stock markets are volatile.
Individuals now have a much greater responsibility for managing their investments for their retirement and determining how much they will need in order to retire in comfort. We can advise on retirement planning and your current arrangements and agree a financial plan with you to meet your retirement goals.