Retirement Planning

Gone are the days when most people knew they would retire on a comfortable pension, whatever their occupation. We are increasingly expected to take control of funding our own retirement. Yet this is a hugely complex area, with the rules on making contributions and how you can eventually draw your pension changing frequently.

You will probably have given some thought as to when you want to retire and the level of income you might require when you do so. However, it is important to have a clear plan as to how you are going to meet the goals of your retirement. This is particularly true at a time when State retirement ages are going up, final salary pension schemes are closing down and stock markets are volatile.

Individuals now have a much greater responsibility for managing their investments for their retirement and determining how much they will need in order to retire in comfort. We can advise on retirement planning and your current arrangements and agree a financial plan with you to meet your retirement goals.

Southern Financial Services Ltd t/a LAfinancial was established in 1995

Southern Financial Services Ltd is authorised and regulated by the Financial Conduct Authority ( FCA Registration No: 174623

The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, offshore investments or school fees planning.

The information contained within this site is subject to the UK regulation regime and is therefore targeted at consumers based in the UK only.

In the event of any complaint about the advice you receive or a product you have bought, please write to The Compliance Manager, LAfinancial, Russell House, Oxford Road, Bournemouth, BH8 8EX. Tel: 01202 786199. Following that, in the unlikely event that we are unable to settle a complaint, you may be able to refer it to the Financial Ombudsman Service (FOS). Full details of the FOS can be found on it’s website at

Disclaimer:  This website is designed to provide you with general information only and does not attempt to give you advice on any particular investment or to recommend any particular investment to you. If you have any doubt as to whether a particular investment is suitable for you, you should contact Southern Financial Services Ltd for advice.

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Southern Financial Services Ltd
Registered Address:
Russell House
Oxford Road

Registered in England & Wales, No. 3058638 Neither Southern Financial Services Ltd nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.